Any general rule of thumb how much your credit increases reducing two car loans to one?
Helping a family member I had 2 car loans. One was 28k balance the other 21k balance. Just sold the 28k car and paid that off. Credit is very good no late pays etc. Trying to determine how many points could that potentially increase my credit? Any idea…someone told me 30-40 points of all […]
Can car loans be part of a debt consolidation loan?
If so, does anyone know where to get one with the car loan?
Can you get a homeloan that will also willing to pay 2 car loans?
We are planning to buy a house but I was wondering if it’s possible that a lender will also pay off 2 car loans? like include it to the homeloan?
Car loans?
I am looking to get a used car and I want to finance it through my bank. How do car loans work? Do I need to find a car first or do I get the money from the bank first? What if I get a loan for 12k and I find a […]
Good idea to pay additional principal on car loans?
I have two car loans, each at about 6%, each maturing in 2011. For the past several months, I’ve been paying a couple hundred dollars extra of the principal on each loan every month, thinking that I’ll save on interest in the long run. But I’m not sure this is really a good idea. Would […]
How do car loans work?
I’m a junior in college and I use my dad’s car to get to and from school during breaks or holidays. I’m paying for school through students loans, so I will be in debt after school. So I was wondering how car loans work because I need a something big like a jeep or something, […]
How long should we wait to get a house with two car loans? Can we even get a Loan for a house?
My fiance has a car loan in her name and we have a truck in both our names. We both have secure jobs that we have been at for a few years. She has good credit… I am working on my credit currently and her father who is going to co-sign on the home loan […]
I have two car loans and would like to put money down towards one of them. Which one should I choose?
I have two car loans with the same interest rate 5.65%. One loan is 10,281 and the other one is a new car loan at 22,525 that’s with taxes included. I plan to put 6,000 down towards one of the loans. Do I put the money on the lower one to […]
If you had cash would you payoff your car loans or would you use the money for other things?
I currently have two car’s and I have a combined loan for them with with a low interest rate. If you had just enough money to pay the loan off would you or would you use the money for home improvements or furniture or what ever? I just wanted to get some ideas about what […]
Is it smart to use a home equity loan to pay off car loans, and a line of credit?
My husband and I need to lower our monthly payments. We have no debt except a line of credit for $60,000 with the payment of $410 and two car loans both adding up to about $25,000 and the combined payment of $1050/mo. So, we are spending about $1400/month for these 3 things. If […]